Careers at Mwananchi Credit Ltd

• Oversee debt recovery processes, including negotiations, restructures, and legal recoveries.
• Track portfolio performance and recommend corrective actions to improve portfolio quality.
• Ensure compliance with company policies, regulatory requirements, and debt collection guidelines.
• Prepare and present collections and recovery performance reports to management.

Must Have Qualifications:

• Proven track record in managing loan recoveries and reducing portfolio at risk (PAR).
• Strong understanding of collections processes, credit risk, and recovery strategies.
• Excellent leadership, negotiation, analytical, and stakeholder management skills.
• Professional qualifications in Credit Management or Debt Recovery will be an added advantage.

Key Responsibilities:

• Strong understanding of credit risk, collections, and portfolio management.
• Experience in product development and performance management.
• Bachelor’s Degree in Business, Finance, Economics, Marketing, or a related field.
• Professional qualifications in Product Management, Banking, Finance, or Project Management are an added advantage.

Must Have Qualifications:

• Develop and execute strategies to grow the Logbook. Loan portfolio and achieve business targets.
• Manage the product lifecycle, including product design, pricing, enhancements, and market positioning.
• Monitor portfolio performance, loan disbursements, revenue, profitability, and portfolio quality.
• Analyze market trends, customer needs, and competitor activities to identify growth opportunities.

Key Responsibilities:

• Prepare HR reports and maintain HR metrics related to recruitment, turnover, attendance, and employee performance.
• Ensure compliance with statutory requirements and support HR audits.
• Participate in organizational development and change management initiatives.
• Support the implementation and utilization of HR systems and processes.

Must Have Qualifications:

• Bachelor’s Degree in Human Resource Management, Business Administration, or a related field.
• Professional HR qualification (CHRP, IHRM, or equivalent).
• Minimum of 3 years’ experience in a generalist HR role.
• Strong knowledge of Kenyan labor laws and HR best practices.
• Proficiency in HRIS and Microsoft Office applications.

Key Responsibilities:

• Ensure vehicle licenses, insurance, and other statutory requirements are always valid.
• Support administrative and logistical duties as assigned.
• Report accidents, incidents, or vehicle damage immediately.
• Maintain confidentiality and professionalism when dealing with staff, clients, and company information

Must Have Qualifications:

• Minimum 6 years’ experience as a PSV or professional driver.
• Good knowledge of road networks and traffic regulations.
• Basic vehicle maintenance knowledge.
• Strong communication and interpersonal skills. High level of integrity, professionalism, and reliability.