Kimisitu DT Sacco: Empowering Financial Independence in Kenya
Kimisitu Deposit Taking (DT) Savings and Credit Co-operative Society Limited is one of Kenya’s most reputable Tier-1 Saccos. Founded in March 1985 by employees of the International Centre for Research in Agroforestry (ICRAF), Kimisitu Sacco was built on the foundation of financial empowerment. Its mission is simple yet powerful: to champion financial independence by providing innovative financial solutions for provident and productive purposes. As the financial sector evolves with technological innovation, globalization, and increasing demand for sustainable development, Kimisitu DT Sacco stands at the forefront, supporting members through smart savings and accessible credit.
Kimisitu DT Sacco Careers in Kenya List:
1. Finance Manager
2. Principal Officer
3. Relationship Officers
4. Risk and Compliance Officer
APPLICATION LINK IS AT THE BOTTOM
UPDATED ON 18TH APRIL 2025
Company Details
- Headquarters: AEA Plaza, Valley Road, Nairobi, Kenya
- Legal Status: Registered under the Sacco Societies Act 2008 and regulated by SASRA
- Membership: Over 7,000 individual members and 400+ organizations
- Asset Base: Ksh 9.54 billion as of 2024
- ISO Certification: ISO 9001:2015 certified for quality management
History and Evolution
Founded by visionaries such as Dennis Wambugu, Jane Waweru, and others, Kimisitu Sacco began in shared offices and grew steadily. It opened membership to international organizations including the Rockefeller and Ford Foundations, setting a precedent for inclusive growth. In 2010, Kimisitu Investment Company PLC was launched, allowing members to tap into the real estate and capital markets.
Membership and Eligibility
Who Can Join:
- Employees of NGOs, embassies, and reputable institutions
- Spouses and adult children of existing members
- Registered groups (chamas), corporates, and business owners
- Kenyans in the diaspora
Membership Requirements:
- Individual: Ksh 1,000 entrance fee, Ksh 2,000 monthly contribution, Ksh 5,000 share capital
- Group/Corporate: Ksh 2,000 entrance fee, Ksh 10,000 monthly contribution
Kimisitu continues to diversify its membership, launching campaigns to attract quality members across various sectors.
Products and Services
Savings Options:
- Members Deposits – Secure savings with competitive dividends
- Holiday Savings Account – Interest-earning savings for holidays
- Little Angel Account – For children’s future savings
- Wekeza Account – Investment-focused product
- Group & Corporate Accounts – Tailored for chamas and businesses
Loan Products:
- M-Kimisitu Mobile Loans – Up to Ksh 300,000 instantly
- Emergency Loans – Up to Ksh 30 million, 18-month term
- Makao Halisi Loan – 105% financing for homeownership
- Development Loans – Includes FOSA-based offerings
Other Services:
- Mobile banking via USSD (*503#) and Kimisitu Money App
- Member portal for real-time statements
- Insurance, compliance, and claims support
- Green energy financing via StarTimes Solar partnership
Operations and Technology
Kimisitu DT Sacco leverages modern ICT systems for automation, mobile banking, and secure data management. Members enjoy fast loan disbursement, 24/7 access through mobile apps, and a responsive customer support team. The Sacco also runs regular educational forums and marketing campaigns through social media.
Financial Performance
Kimisitu continues to demonstrate resilience and growth:
- Recognized among Kenya’s top 10 Saccos in Deposits Management (2023 Ushirika Day Awards)
- Grew assets to Ksh 9.54 billion
- Weathered the 2024 KUSCCO fraud scandal with strategic financial restructuring
Leadership and Governance
CEO Lwanga Mbeche leads with a focus on sustainability and digital transformation. The Sacco values CASH—Commitment, Accountability, Service, and Honesty—and adheres to SASRA governance protocols. Dedicated officers manage insurance, compliance, and relationship-building.
Subsidiaries and Affiliates
Kimisitu Investment Company PLC
A fully registered investment firm offering real estate investment opportunities like Mbuni Gardens, Kitengela Milimani, and Kimisitu Olives. Only Sacco members can buy shares.
Key Partnerships
- StarTimes Solar – Green energy financing
- Collaborations with 400+ organizations
Awards and Recognition
- Ushirika Day Awards 2023 – Top 10 Saccos in Deposits Management
- ISO 9001:2015 Certification – Quality assurance across all operations
Challenges
Despite its growth, Kimisitu DT Sacco faces:
- Financial strain from the KUSCCO fraud (Ksh 353.95 million loss)
- Growing cybersecurity threats
- Heightened competition among 178 DT-Saccos
- Pressure to maintain trust and retain members
Corporate Social Responsibility
Kimisitu has embraced green energy and social impact:
- Solar Energy Loans – Accessible financing for eco-friendly systems
- Community Empowerment – Financial literacy and solar tech education
- Promotes an inclusive workplace with opportunities for career growth
Contact Information
- Website: www.kimisitusacco.or.ke
- Phone: +254 737 001060 / +254 711 047065
- Email: marketing@kimisitusacco.or.ke
- Mobile Banking: *503# USSD or Kimisitu Money App
- Socials: Facebook, Twitter (@KIMISITUSACCO), LinkedIn, Instagram
Kimisitu DT Sacco Careers Application & Conclusion
Kimisitu DT Sacco has proven to be a powerful vehicle for financial empowerment in Kenya. Its consistent innovation, diverse products, strong governance, and member-focused approach position it for continued success. Despite challenges like the KUSCCO scandal, Kimisitu remains committed to growth, sustainability, and trust.
As it expands into green finance and technological transformation, Kimisitu DT Sacco invites new members to join its journey of economic freedom and opportunity.
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